Business Credit Services Loan Closer

• Review and prepare accurate loan closing documentation for commercial loans in accordance with loan policy, state, and federal regulations.
• Verify accuracy of loan documentation including, but not limited to entity documentation, legal descriptions, closing dates, signatures required for lien perfection, preliminary title (title policy, title opinion, etc.) to ensure proper endorsements and lien position, insurance coverage, flood requirements, etc
• Independently identify the appropriate documentation required to ensure proper lien perfection
• Verify appropriate authority provided for loan approval
• Prepare monthly reports as defined by management
• Maintain current knowledge of legal and compliance issues to ensure that all loans processed adhere to applicable state and federal regulations
• Responsible for calculating final loan amounts and ensuring the settlement statement is balanced.
• Assist in keeping all lenders aware of changes in loan related fees and other relevant information
• Provide a high level of customer service through assistance and consultation with internal clients regarding specific transactions and potential issues
• Maintain exception tracking on any exceptions approved by management prior to closing. Ensure that any exceptions are approved appropriately
• Scan and index documents and daily work
• Work with Loan Servicing personnel to resolve loan exceptions
• Accept additional duties as assigned

• Bachelor’s degree in business or equivalent years of relative experience
• Three years’ banking experience with two or more years preferably in the loan documentation environment
• Good computer, analytical and organizational abilities with attention to detail.
• Proficiency with Microsoft Office (Excel and Word) is preferred
• Laser Pro System knowledge preferred
• Possess an ability to work under strict deadlines with shifting priorities
• Ability to apply independent thought and logic in order to provide the customer with an accurate loan package
• Demonstrated strong interpersonal, communication and customer service skills
• Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
• Ability to apply general rules to specific problems to produce answers that make sense.
• Ability to concentrate on a task over a period without being distracted.
• Ability to take initiative, support strategic priorities, take ownership of assigned projects, and independently drive for results.

HOME BANK IS AN EQUAL OPPORTUNITY EMPLOYER

GOOD CREDIT IS A MUST

CREDIT REPORT IS REQUIRED FOR EMPLOYMENT